Terms & Conditions – CarNCash
Welcome to CarNCash. These Terms & Conditions govern your use of the CarNCash website and services operated by Urban Autohub Private Limited. By accessing our website or applying for any financial product through CarNCash, you agree to comply with and be bound by these Terms & Conditions.
1. Company Information
Brand Name: CarNCash
Legal Entity: Urban Autohub Private Limited
Website: www.carncash.in
Email: info@carncash.in
Phone: +91-8750203001
Address: Moti Nagar, New Delhi – 110015, India
2. Nature of Services
CarNCash acts as a facilitator and service provider for financial products including:
- Loan Against Car
- Used Car Loan Assistance
- Vehicle Financing Solutions
- Financial Consultation Services
CarNCash does not directly lend money unless specifically stated. Loan approvals, disbursements, interest rates, tenure, and other loan-related decisions are subject to the policies of our lending partners.
3. Eligibility
To apply for services through CarNCash, you must:
- Be at least 18 years of age.
- Be an Indian citizen or legally authorized resident.
- Own a vehicle eligible under lender guidelines.
- Provide accurate and complete information.
- Meet the eligibility criteria prescribed by lending partners.
Submission of an application does not guarantee loan approval.
4. Loan Approval Disclaimer
Loan approval depends on several factors, including but not limited to:
- Credit score (CIBIL)
- Income and repayment capacity
- Vehicle condition and valuation
- Existing liabilities
- Verification of documents
- Lending partner policies
CarNCash cannot guarantee approval, loan amount, interest rate, tenure, or disbursement timelines.
5. Vehicle Valuation
The value of a vehicle used for financing purposes shall be determined solely by the lending partner or authorized evaluator.
CarNCash does not guarantee any specific valuation amount.
6. User Responsibilities
You agree to:
- Provide genuine and accurate information.
- Submit valid documents.
- Cooperate during verification procedures.
- Not provide false, misleading, or fraudulent information.
- Maintain confidentiality of any account credentials.
Any false information may result in rejection of the application or termination of services.
7. Document Verification
Applicants may be required to submit:
- Aadhaar Card
- PAN Card
- Driving License
- RC (Registration Certificate)
- Address Proof
- Income Proof
- Bank Statements
- Additional documents as requested
Failure to provide required documentation may affect processing and approval.
8. Fees and Charges
CarNCash may charge service fees, processing fees, documentation fees, or other charges where applicable.
All applicable fees will be communicated before proceeding with the application.
Taxes, including GST, if applicable, shall be borne by the customer.
9. Third-Party Services
CarNCash may work with banks, NBFCs, financial institutions, valuation agencies, verification agencies, and technology service providers.
We are not responsible for:
- Third-party decisions
- Loan rejections
- Delays caused by lenders
- Changes in lender policies
- Technical issues on third-party platforms
10. Intellectual Property
All content available on the CarNCash website, including:
- Logos
- Graphics
- Text
- Designs
- Images
- Software
is the property of Urban Autohub Private Limited and is protected under applicable intellectual property laws.
Unauthorized use, reproduction, or distribution is prohibited.
11. Limitation of Liability
CarNCash shall not be liable for:
- Loan rejection
- Delay in loan processing
- Financial losses
- Business losses
- Data transmission interruptions
- Technical failures
- Third-party service disruptions
Our liability, if any, shall be limited to the extent permitted by applicable law.
12. Website Usage
Users shall not:
- Attempt unauthorized access to systems.
- Upload malicious software or viruses.
- Interfere with website operations.
- Use the website for unlawful purposes.
Violation may result in suspension of access and legal action.
13. Privacy
Information collected through the website is governed by our Privacy Policy.
By using our services, you consent to the collection, processing, and sharing of information as required for service delivery and compliance purposes.
14. Communication Consent
By submitting your details, you authorize CarNCash and its representatives to contact you via:
- Phone Calls
- SMS
- Other electronic communication channels
for service updates, promotional offers, and loan-related communications.
You may opt out of marketing communications at any time.
15. Modifications
CarNCash reserves the right to modify these Terms & Conditions at any time without prior notice.
Updated versions will be posted on the website and become effective immediately upon publication.
16. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of India.
Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts located in New Delhi, India.
17. Contact Us
For any questions regarding these Terms & Conditions, please contact:
CarNCash
Email: info@carncash.in
Phone: +91-8750203001
Website: www.carncash.in
Address: Moti Nagar, New Delhi – 110015, India
Important Disclaimer
CarNCash is a service facilitator. Loan approval, interest rates, loan amounts, tenure, and disbursement are solely subject to the eligibility criteria and final approval of respective lending partners. T&C Apply.